What Our Clients Have To Say About Us...

  • "BayCoast is not your average broker. It is run by people who care about your financial needs. Mortgage options are presented that will work for you both in the long and short term time lines. More importantly they make sure the mortgage fits your financial restraints without over extending obligations. Certainly a company of integrity."

     "A friend recommended BayCoast Mortgage to me when we first moved into the area. I had always financed my home purchase through the local bank, paying higher mortgage rates and excessive closing costs. I could not believe that BayCoast would be able to provide the type of service at the price that I was being told."

    "BayCoast Mortgage was very thorough in their dealings with clients. They made the entire process of procuring a mortgage extremely easy. I have been using them for over a decade, always for no cost refinancing. Good thing about the whole process is they do all the coordinating with the various agencies involved."

  • "We have been financing and refinancing our houses for the past several years with Meredith. She is extremely responsive, trustworthy and honest. Her products, rates and fees are unmatched. Her customer service is unparalleled. I would highly recommend Meredith."

  • "We worked with Nicholas Christ at BayCoast Mortgage to purchase our first home and could not be more happy with our experience. Nick and his team were great! As first time homebuyers I anticipated the mortgage process to be confusing and unpleasant, but Nick was knowledgeable, responsive and effective. The timeframe Nick was give to get our loan cleared to close was almost impossible but we ended up closing ON TIME (and what seemed like effortlessly)."

  • "I had an excellent experience refinancing with Neil Jackson and BayCoast Mortgage in what has been, in the past for me, a very tedious process. Neil was upfront, direct, never pushy, and the numbers that he quoted me at the beginning were completely accurate.  No hidden charges.  He was responsive through the entire process, and even after settlement, when I had a question.  I would absolutely recommend BayCoast Mortgage and Neil, in particular."

  • "Meredith is amazingly professional. She knows her trade and is a pleasure to work with. I will always call Meredith first. She made me feel so comfortable and I knew I could trust her."

  • "I would like to comment JT on his professionalism throughout the process. So many mortgage companies are difficult to work with, but JT took the time to listen and understand our particular issues. He communicated well, and everything was done on time and as expected - zero surprises! I have already reached out to him to see if we can refi my father's home."

  • "I had the pleasure of working with Jay Rafuse of BayCoast Mortgage on the refinance of my home.  Jay was very knowledgeable, helpful and proactive throughout the entire process. I was most impressed by Jay's level of communication, as I was kept informed about all that was occurring during each step.  Jay was able to quickly smooth out any problems or issues that arose. I would highly recommend Jay and BayCoast Mortgage for any home financing need."

  • "I worked directly with Steve Cabral at BayCoast Mortgage. As a first time home buyer I relied heavily on Steve to assist me through the process and he could not have been more helpful. Any question or time I needed to run something by him he was available at the drop of a dime. Even when I ran into a situation with the bank not having the clear to close on time, Steve picked up the phone and called them directly to make sure everything was straightened out." "I have and will continue to recommend Steve (and BayCoast Mortgage) to anyone looking to purchase a home."

  • "I am negotiating a 10 year refi with BayCoast Mortgage, and my account manager Cory Roback has been extremely helpful and knowledgeable with all options. We have used Cory for a refi in the past, and he does not employ the bait and switch tactics used by so many in the mortgage lending business. Having completed two previous refi with Cory; I am confident his professionalism will be a great asset to customers of BayCoast Mortgage. Now...just need him to find me a refi that fits....he checks daily based upon daily rates."


    "I would like to thank BayCoast Mortgage for all that was done for my wife and I. Marco was wonderful working with us through the process for getting the refinancing with NFC. Thanks to all that worked on this matter."

  • "Meredith is a true professional. She is highly knowledgeable and extremely organized. Meredith loves what she does and it shows. During a re-finance she demonstrated the ultimate customer service. I highly recommend her."

  • "We have been financing and refinancing our houses for the past several years with Meredith. She is extremely responsive, trustworthy and honest. Her products, rates and fees are unmatched. Her customer service is unparalleled. I would highly recommend Meredith."
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  • "I have worked with BayCoast Mortgage on the purchase of 3 properties and have found the staff to be extremely helpful and always willing to go the extra mile to find the right mortgage for me at a very competitive price. I would highly recommend them for both mortgages and refinancing of existing mortgages."
 
 
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