FHA Loans

Buying your first home?

FHA Loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan so we can offer you a better deal!

Flexible Guidelines and Low Down Payments

  • Easy credit qualifying for Purchase or Refinances
  • 3.5% down payment / 100% gift funds permissible
  • Rate and term 97.75% / Cash out to 85% LTV
  • 96.5% Loan to Value Purchase
  • In-house underwriting
  • Fast turnaround times
  • Streamline refinances: rate reduction without appraisal and little to no income documentation required
FHA Mortgage Loans: 30 year Fixed Rate at 4.00%.  5.876% Annual Percentage Rate.  Example: 300K Purchase Price with 3.5% down payment.

All loans subject to credit approval. Rate effective as of 09/09/19. Program guidelines and rates are subject to change without notice.

Want to learn more?

Complete the form below and one of our friendly lenders will be happy to help you!