Buying your first home?
FHA Loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan so we can offer you a better deal!
Flexible Guidelines and Low Down Payments
- Easy credit qualifying for Purchase or Refinances
- 3.5% down payment / 100% gift funds permissible
- Rate and term 97.75% / Cash out to 85% LTV
- 96.5% Loan to Value Purchase
- In-house underwriting
- Fast turnaround times
- Streamline refinances: rate reduction without appraisal and little to no income documentation required
All loans subject to credit approval. Program guidelines may change without notice.