FHA Loans

Buying your first home?

FHA Loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan so we can offer you a better deal!

Flexible Guidelines and Low Down Payments

  • Easy credit qualifying for Purchase or Refinances
  • 3.5% down payment / 100% gift funds permissible
  • Rate and term 97.75% / Cash out to 85% LTV
  • 96.5% Loan to Value Purchase
  • In-house underwriting
  • Fast turnaround times
  • Streamline refinances: rate reduction without appraisal and little to no income documentation required

All loans subject to credit approval.  Program guidelines may change without notice.

Want to learn more?

Complete the form below and one of our friendly lenders will be happy to help you!