James Rafuse, NMLS# 32209
  Senior Loan Officer
  330 Swansea Mall Drive
  Swansea, MA 02777
  D: 781-545-4500
  M: 774-301-3025
  Fax: 508-730-6447
  jrafuse@baycoastbank.com

Jay is a seasoned mortgage professional with over 26 years of experience as a loan officer and broker/owner.  He is a Marketing graduate of the University of Central Florida and a former U.S. Air Force officer.   He takes pride in delivering total quality customer service and cutting edge rates and programs to each and every client. Astute of the market, he religiously monitors mortgage backed securities and advises clients regarding rate lock decisions. While away from the office, Jay enjoys spending time with his three girls, Erin, Kirsten and Sophia. He lives in Clearwater, FL and frequently travels back to his home away from home: Scituate, MA.
 

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