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Find Out What People Are Saying About Michael Botelho

"Mike was awesome to work with. As a first time home-buyer, I had a lot of questions and wanted a lot of updating throughout the process. Mike was always thorough and quick to keep me in the loop. He explained all of our options and helped us feel comfortable in picking the best mortgage for us. From the beginning of our home search, to getting the keys to our first house, everything was made so much easier!"

"Hello, I am a first time homebuyer and I couldn't be happier with my experience with Michael Botelho from Bay Coast Mortgage! Mike was always there to answer all of my questions, no matter how small or silly they were. I was informed of the whole process the entire time; there were no surprises! Everything couldn't have gone any smoother with my loan, and I would recommend Michael to anyone looking for a great, attentive, i¡¨and informed loan officer. Michael is the best! Thank you so much :-)"

"Mike is an excellent person to have on your side during the home buying process. He was extremely helpful each step of the way, and kept in touch throughout. He let you know what information you needed to supply and when he needed it by. I would highly recommend him to anyone looking to buy a home."

"This was our first time buying a home and naturally the thought of borrowing such a large sum of money made us both quite apprehensive. Working with Mike was made so easy as he was always available to answer our questions and he returned our phone calls promptly. We would highly recommend doing business with Bay Coast Mortgage Co and don¡¦t forget to ask for Mike Botelho."

"Mike was an incredible support to my husband and I throughout the home-buying process. He was communicative, friendly, and knowledgeable, making what can be an overwhelming experience smooth and relatively simple. I will definitely refer friends and family toMike in the future."

"Michael was excellent !!Michael went above and beyond to help me execute my loan. We closed within three weeks due to his diligence and hard work. We had numerous calls back-and-forth due to my questions and confusion and he helped me every step of the way and was very kind and considerate and extremely caring. I felt comfortable to contact him at any time and he was always there to thoroughly explain and provide a level of trust due to his intelligence. I had a wonderful experience buying my home thanks to Michael and I highly recommend to anybody who is looking to take out a loan to use him at BayCoast Bank."

"Michael was very kind with us and he clarified and explained all our doubts as first time buyers. Thanks to his help, it was a very good experience to deal with every detail related to the mortgage."

"Mike was great to deal with he was patient and delivered on his promises! Great experience!"

"A Lender Dedicated to his Craft. I first met Mike through email when I applied for a loan on a website. Unlike other lenders who reacted like sharks with blood in the water, Mike sent an email and asked when would a good time for a chat be, instead of spamming my phone with sketchy phone numbers. From there, Mike was really helpful guiding me through what to expect and what I would need to do. He was also able to give me a really good loan with a competitive rate. He was never pushy and was easy to get a hold of. When I needed a pre-qualification letter on a Sunday within an hour, Mike delivered. Once the P&S was signed, Mike stayed in close touch with me and helped me navigate something I was not familiar with, as this was my first home purchase. I would highly recommend Mike, I shopped for other lenders and Mike was able to get me the best rate and on top of that, added that personal touch that I needed as a new buyer."

"Great for first time home buyers! Mike was there to inform and support me through every step of the home buying process. He clearly explained each process and answered all my questions. Mike was easy to reach and checked in with me at every turn. I couldn’t have asked for a better lender in my corner for my first home purchase. Highly recommend!"

"Great for first time home buyers! Mike was there to inform and support me through every step of the home buying process. He clearly explained each process and answered all my questions. Mike was easy to reach and checked in with me at every turn. I couldn’t have asked for a better lender in my corner for my first home purchase. Highly recommend!"

"Michael was excellent. He was efficient, explained things well, was there when we needed him and very willing to take the extra step. Thank you, Michael..."

"Mike was fantastic to work with. As a first time home buyer, I was completely unfamiliar with what to expect and how to best plan for this. Mike was able to explain it to me, set the right expectations, and hold my hand the entire process. It was a pleasure working with Mike."

"Mike helped me in the process of buying my first home and I could not have asked for a better lender! He clearly explained each step, walked me through all the processes, and checked in with me frequently. He is honest and passionate about his work. I am grateful to have worked with him and look forward to working with him in the future."

"Mike was always pleasant, very helpful and true to his word. I would definitely refer people to him."

"Michael was absolutely great to work with on our refinancing. He was responsive, knowledgeable, and truly cared about getting us the best possible situation for our refinance. I would highly recommend BayCoast and Michael specifically."

"Michael was very knowledgeable, friendly, accommodating, and professional. Highly recommended. Our first choice if we ever need these types of services again."

"I obtained Mike's name from Lending Tree, so I was skeptical at first. I am SO glad I overcame my initial hesitation. I have been through at least six mortgage processes over the years and this was by far the most customer-focused and well-managed experience of all. Mike was informative, reassuring, clear, on-time, detail-oriented, communicative and displayed integrity and a commitment to getting me the best possible rate for my circumstances. I was highly impressed -- and I am a fellow financial services professional who is not easy to impress. I will definitely recommend Mike without reservation to my financial planning clients, and if I have a need to obtain a mortgage in the future, Mike is on speed-dial. Thank you BayCoast and thank you Mike Botelho (who I have never actually even met in person ha ha!!)"

"Mike was awesome! I am a first time buyer and was very nervous but Michael responds to all phone calls texts and emails right away and the process was very smooth. I would highly recommend!"

"Working with Michael was seamless. We found him last minute as we were having issues finding someone who could finance my condo. Mike not only able to give us a better deal but he worked fast & made the process easy. He was always easy to contact and was great work with. I highly recommend him!"

"Mike was great and worked fast to my loan done. Would have him do my loan again if I needed it. A++++!"

"I am extremely satisfied with the service Michael provided me as a first time homebuyer! Michael made me feel comfortable and at ease with the entire process. He was very knowledgeable, honest, and reliable. Michael took the time to explain everything in detail and was exceptionally professional with his communication. He was truly available 24/7 for questions and concerns and I really appreciated the time he took to check-in consistently throughout the process. He completed my financing in record time and made me feel confident and prepared to close on my new home. I highly recommend working with Michael - he will not disappoint!"

"Mike was able to get a difficult closing done in a timely manner. Very responsive and followed through in a timely professional manner."

"Good morning Mike. I just wanted to take a moment to say thank you. I have been through a number of Home Purchases as well as Refinancing over the years and without question you made the entire process from the initial call, tothe day of closing, the most hassle free experience that I have had. You remained very transparent, up front and honest throughout the process and I believe this is what makes the difference between the way you conduct yourself and the others I have dealt with in the past. As I explained to you right from the start, there are three guiding principles that I hold myself too and believedefine a true professional. •Honesty •Integrity •Trust - Without any reservations I can say that you hit on ALL three. Your knowledge of the entire process combined with your level of professionalism is what sets you apart from your competitors. It was truly a pleasure working with you on what is surely one of life’s biggest decisions. You made the entire process stress free and For that I thank you.I will without hesitation refer you to friends, family and colleagues for their financial needs. Keep up the good work Mike."

"Mike was great - always available to help guide through the process. I would definitely utilize his services in the future."